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Total pledges will only recrod those values that you have entered as pledges. It will not include any gifts from donors that have not been entered previously as pledges. Avg. Monthly will include all gifts given. Here's a trick if you get a gift from someone you expect a pledge but have not recorded...
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I have several monthly givers who also make additional one time pledges from year to year. Is there a way to track both pledges (Monthly and 1x) and status for reporting and annalysis?